| Below $500.00 Minimum Daily Balance |
| Service Charge (monthly) |
$4.00 |
| Activity Charge (per check) |
$0.20 |
| Minimum Balance to Open Account |
$10.00 |
| Maintenance Fee (monthly) |
$3.00 |
| Maximum of 15 Free Withdrawals per month |
| Any Withdrawals over 15 would incur a $1.00 Charge per Check |
Three Third Party Checks Processed Per Statement Cycle:
Excess Activity Fee (per check fee in excess of six) |
$5.00 |
Six Permissible Transfers per Statement Cycle:
Excess Activity Fee (per transaction fee in excess of six) |
$5.00 |
Below $2,500.00 Minimum Daily Balance:
Service Charge (monthly) |
$10.00 |
| Penalty for Early Closeout Before Nov. 1st |
$5.00 |
| ATM/Debit Card Withdrawal at Foreign Locations |
$1.00 |
| ATM/Debit Card Point of Sale |
$0.25 |
| ATM/Debit Card Replacement Card |
$5.00 |
| Depository Item Returned Unpaid |
$2.00 |
| Levy Fee |
$20.00 |
| Check Printing Cost |
VARIABLE |
| Return Check Charge Presented on 18/65 Account |
$5.00 |
| Collection Item - Foreign (Canadian) |
$20.00 |
| Collection Item - Foreign (Non-Canadian) |
$40.00 |
| Insufficient Item Paid |
$25.00 |
| Insufficient Item Returned |
$25.00 |
| Insufficient Item on 18/65 Account Paid |
$5.00 |
| Insufficient Item on 18/65 Account Returned |
$5.00 |
| Certified Check |
$3.00 |
| Stop Payment |
$15.00 |
| Bank Check |
$2.00 |
| Lost Passbook Charge |
$10.00 |
| Bank Money Order |
$2.00 |
Research Time (per hour)
(minimum fee) |
$32.00
$8.00 |
| Encoding Checks (per ten) |
$1.00 |
| Imaged Copy of Check (each item) |
$3.00 |
| Online Banking: |
No Charge |
| Bill Pay (Unlimited): |
No Charge |
| Bill Pay Returned Item Fee |
$25.00 |
| Bill Pay Stop Payment: |
$22.50 |
| Wire Transfer (U.S. Dollars) |
$20.00 |
| Wire Transfer (Foreign Currency) |
$40.00 |
| Earnings Credit Allowance (per $100 Average Balance) |
$0.50 |
| Maintenance Fee (monthly) |
$10.00 |
| Deposit Fee (deposits of 10 items or less; & per check over 10 items) |
$0.10 |
| Check Paid |
$0.10 |
| Deposit Item Returned Unpaid |
$10.00 |
| Online Banking |
No Charge |
| Bill Pay ($0.40 per transaction after 10): |
$5.95 |
| Returned Item Fee: |
$25.00 |
| Stop Payment: |
$22.50 |
