Companion Checking Account

 

Better together. An interest bearing checking account accompanied by either a Companion Money Market or Companion 6 Month CD account. Take advantage of our checking account benefits while your savings grow at a great rate!

Features of your Companion Checking Account:
Interest bearing checking account (minimum balance of $10 needed to earn interest rate of 0.10% APY) and accompanied by either:

Companion Money Market

0.50% APY*

Available with Companion Checking only, and requires minimum balance of $75,000 to earn stated APY

Companion 6 Month CD

0.60% APY**

Available with Companion Checking only, and requires minimum balance of $5,000 to earn stated APY

  • Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs***
  • Deposits insured in full by FDIC and DIF

The following services accompany your Companion Checking Account:

  • Free Online/Text/App Banking
  • Free Online Bill Pay
  • Free ATM or Debit Card
  • Free mobile deposit
  • Finance Works
  • Purchase Rewards

Account Requirements

  • $100 to open account
  • Valid photo ID
    • If using a passport or valid photo ID has your incorrect physical address you need to provide one of the following for proof of address: Bill, car insurance, bank statement, rental agreement, or new mortgage statement
  • Utilize direct deposit monthly in your Companion Checking (setup within 90 days of account opening), or maintain a $1,000 daily minimum balance to avoid $10 monthly service charge
  • Receive eStatements

*Companion Money Market: $0-$9.99 0.00% APY | $10-$2,499.99 0.01% APY | $2,500-$24,999.99 0.10% APY | $25,000-$74,999.99 0.30% APY | $75,000-$500,000 0.50% APY

**Companion 6 Month CD: One time penalty free withdrawal option after first 7 days. Additional early withdrawal may incur a penalty. Minimum balance $5,000 with rate of 0.60% APY (Capped at $250,000). APY is current as of 6/1/15 and subject to change without notice. Personal accounts only. One account per household.

***Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee