Current Promotions

Jumbo Mortgage Special
30 Year Fixed Rate Jumbo Mortgage

3.75%   |   3.76% APR*


 *APR denotes Annual Percentage Rate as of 8/22/17 based on a $700,000.00 loan with a 25% down payment.  Monthly principal and interest of $3,241.81 for a 30 year term, does not include real estate taxes, property insurance or flood insurance (if applicable) which will increase payment. Payment per thousand $4.64  Minimum credit score 700. Rate and program available for 1-4 family owner occupied residence. Loan limits may apply.  Maximum loan amount $2,500,000.00. Maximum loan to value up to 80% for property values up to $1,500,000.00 as established by purchase price or appraised value whichever is less.  Loan to value requirements may differ for property values greater than $1,500,000.00. Loan level rate adjusters may apply. Property insurance required for all loans. Flood insurance may be required if property is located in a FEMA Special Hazard Flood Zone.  All loans subject to credit approval, other terms and conditions may apply. All rates and programs subject to change without notice.  Other mortgage programs may be available, contact one of our experienced Residential Loan Officers for details – 978.462.3136.


Home Equity Line of Credit Special

2.99%   |   2.99% APR**

**Annual percentage rate (APR) as of 5/2/2017. The rate will be fixed for a period of 1 year. Thereafter, the rate will adjust to Prime Rate as published in the Wall Street Journal on the last business day of the month. Prime Rate currently 4.00%. The maximum interest rate is 18%. Property insurance is required for life of loan. Flood insurance may be required if property is in designated flood zone as established by FEMA. Floor rate 3.50%. Program available for 1-4 family owner occupied properties, property cannot be listed for sale. Minimum line amount $50,000 – maximum line $500,000. Maximum 80% CLTV. Minimum credit score 700. Subject to credit approval, all rates and terms subject to change without notice. Subject to an early payoff fee of $600 if the account is paid off and discharged within three years. Other loan programs may be available – contact a Residential Loan Officer today 844- NewFive (639-3483) or apply online at Member FDIC. Member DIF.

NMLS# 413282