Meet Our Team


Peter B. Matthews
Vice President-Senior Residential Loan Officer

NMLS #: 462423
Main Office: State Street, Newburyport
Office: 978.225.8715

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Peter joined Newburyport Five Cents Savings Bank in 2010 as a Senior Residential Loan Officer.

Peter brings with him over 35 years of experience in the local real estate lending market where he has developed strong working relationships with real estate professionals and attorneys. His strong ties in our community and his commitment to outstanding customer service are unwavering. Prior to joining the Newburyport Five Cents Savings Bank, Peter spent most of his banking career in various management and mortgage lending positions including those with former Newburyport Cooperative Bank, First Ocean National Bank, and Institution for Savings.

Whether new or decades old, Peter's customer relationships are rooted in his solid reputation as a trusted local lender and from the ease and accessibility he offers.

Peter earned a B.S. in Business Administration and Management from Bradford College;in 1980. Active within the community, he is a Corporator at the Anna Jaques Hospital, a member of Newburyport Chamber of Commerce, and an active member of Greater Newburyport Board of Realtors.

Peter lives on Plum Island with his wife Teri, twin daughters Olivia and Ashley, and their dogs Bentley and Jackson.



Christine Morency
Residential Loan Officer

NMLS #:1110016
Main Office: State Street, Newburyport
Office: 978.314.4481

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Christine Morency joined Newburyport Five Cents Savings Bank’s Residential Lending team with over 10 years of mortgage lending experience.

Chris holds a strong commitment to customer service and building relationships with each of her clients. She enjoys assisting customers with each step of the lending process. Whether you are a first time buyer who has many questions on how the process works, or an experience home owner who is looking to downsize or upgrade, Chris’ guidance will make for a smooth experience.

Outside of work, Chris enjoys spending time kayaking, cooking and relaxing at the beach. She is active within the community as well. For the last 11 years, she has committed her time to the MSPCA at Nevins Farm, Methuen, MA where she assists with the care of animals in need.


Travis Smith
Residential Loan Officer

NMLS #: 174450
Portsmouth Office: State Street, Portsmouth
Office: 603.294.0708
Cell: 603.540.6141

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Travis joined Newburyport Five Cents Savings Bank with over 10 years of residential loan origination experience. Throughout his time as a loan originator, he gained an in-depth knowledge of all aspects of mortgage lending. He takes pride in outstanding communication throughout the loan process.

Travis strives to present financing options in a manner that makes it simple for you to make an informed decision. He takes the time to listen in order to gain an understanding of your financial goals. As a Residential Loan Officer, he has three primary goals to accomplish; to answer all of your questions about mortgage financing, to simplify your home financing experience while providing you with a high level of service, and to build trusting relationships with you and your family for years to come.

He not only works in the community, but he also lives here. Giving back has always been one of his passions through volunteer efforts which include Big Brothers Big Sisters of New Hampshire for several years along with supporting several other nonprofit organizations.

Travis received his bachelor’s degree from the University of New Hampshire in Sociology and Justice Studies. He resides in Dover, New Hampshire and is the new father to a very energetic son named Chase.