Mortgage Rates

Conforming Fixed Rate Mortgages Points Interest Rate Annual Percentage Rate1 Initial P&I Payment Per $1000 Borrowed
15 year Fixed Rate 0 4.125% 4.186% $7.46
30 year Fixed Rate 0 4.625% 4.660% $5.14
Jumbo Fixed Rate Mortgages Points Interest Rate Annual Percentage Rate2 Initial P&I Payment Per $1000 Borrowed
15 year Fixed Rate 0 4.125% 4.142% $7.46
30 year Fixed Rate 0 4.625% 4.635% $5.14
Conforming Adjustable Rate Programs7 Points Interest Rate Annual Percentage Rate3 Initial P&I Payment Per $1000 Borrowed
        Initial Fully Indexed 6
5/1 ARM 0 3.875% 4.685% $4.70 $5.44
7/1 ARM 0 4.125% 4.664% $4.85 $5.44
10/1 ARM 0 4.375% 4.678% $4.99 $5.44
Jumbo Adjustable Rate Programs7 Points Interest Rate Annual Percentage Rate3 Initial P&I Payment Per $1000 Borrowed
        Initial Fully Indexed 6
10/1 ARM 0 4.500% 4.731% $5.07 $5.44
Government Fixed Rate Mortgages Points Interest Rate Annual Percentage Rate1 Initial P&I PaymentPer $1000 Borrowed
VA 30 Year Fixed Rate 0 4.750% 5.094% $5.22

1 year LIBOR Index as of 9/14/2018 was  2.873%

All Loans: All rates are base rates only and subject to loan level price adjustments which could affect the interest rate and APR. Mortgages exceeding 80% loan to value, to a maximum of 95% loan to value, are available with Private Mortgage Insurance. Annual Percentage Rates (APR's) are adjusted if PMI is required. Payments do not include taxes and insurance.
Property Insurance is required for all loans.
Your payment may be greater if the loan is secured by a first lien. All loans are subject to credit approval, other terms and conditions may apply. All rates and programs subject to change. Other mortgage programs available, contact us for details.

  1. Conforming Fixed Rate: These Rates and Annual Percentage Rates are based on a $200,000 loan for first lien position on single family purchase or rate and term refinance of owner occupied residences at or below 60% loan to value.
  2. Jumbo Fixed Rate: These Rates and Annual Percentage Rates are based on a $700,000 loan for first lien position on single family purchase or rate and term refinance of owner occupied residences at or below 80% loan to value.
    Loan amount limited to $2,500,000, minimum loan amount $453,100, and 700 minimum credit score.
  3. Conforming ARM: These rates and Annual Percentage Rates are based on a $200,000 loan for first lien position on single family purchase or rate and term refinance of owner occupied residences at or below 75% loan to value. APR may increase after consummation. APR's on ARM's assume a 30 year amortized mortgage.
  4. Jumbo ARM: These rates and Annual Percentage Rates are based on a $700,000 loan for first lien position on single family purchase or rate and term refinance of owner occupied residences at or below 75% loan to value. APR may increase after consummation. APR's on ARM's assume a 30 year amortized mortgage.
  5. These Rates and Annual Percentage Rates are based on a $200,000 loan for an eligible VA first lien position on single family purchase or rate and term refinance of owner occupied residences with middle credit score of 720 or greater. Annual Percentage Rates (APR's) assume a 30 year amortized mortgage.
  6. Fully indexed rate has a 2.25% margin added to the 1 year LIBOR Rate; floor rate 2.25%
  7. 7. All ARMs:
    5/1 ARM: Caps are 2% maximum rate change for each adjustment and 5% maximum for the life of the loan
    7/1 ARM and 10/1 ARM: Caps are 5% maximum rate change for first adjustment, 2% for each adjustment thereafter, and 5% maximum for the life of the loan

 

 

 

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