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Choosing the right personal credit card is now smooth sailing.

No matter which card you choose, there are many rewards available to you.  Visit any one of our branches to open an account today.

Find a location near you!

 


 

 

Business Credit Cards
 

Mastercard®

Platinum Card

Cash rewards american express®

 CARD

Mastercard®

 REAL REWARDS CARD

premier rewards american express®

 CARD

Mastercard®

college real rewards CARD

Mastercard®

secured CARD

This card is for you if...You are interested in Saving on interestYou are interested in Earning Cash BackYou are interested in earning valuable rewards

You are interested earning even more rewards

In popular spend categories

You are a college student

 interested in earning valuable rewards

You are interested in building or rebuilding your credit

Benefits & Features

EXTENDED INTRO RATE

Non-rewards

UP TO 3% CASH BACK

 

3% cash back on eligible purchases at gas stations2,4

 

2% cash back on eligible supermarket

 purchases2

 

1% cash back on all other eligible net purchases4

 

$25 cash back awarded after first purchase3

1.5X UNLIMITED REWARDS

 

1.5 Points per $1 spent on eligible net purchases5

 

No cap or limit on the number of points you can earn, and you have five years to redeem for rewards4

 

2,500 bonus rewards points awarded after the fist purchase3

UP TO 4X UNLIMITED

 

4 Points per $1 on eligible restaurant purchases6

 

3 Points per $1 spent on eligible online purchases

 

2 Points per $1 spent on eligible purchases at gas stations2

 

1 Point per $1 spent on all other eligible net purchases4

 

Plus, earn 10,000 one-time bonus rewards after you spend $1,000 in the first 3 months3

1.5X UNLIMITED REWARDS

 

1.5 Points per $1 spent on eligible net purchases4

 

No cap or limit on the points you earn, plus you have five years to redeem points for rewards5

 

2.500 bonus rewards points awarded after first purchase3, redeemable for $25 cash back, merchandise, gift cards or travel savings

THE CONVENIENCE OF A CREDIT CARD WHILE WORKING TO BUILD OR IMPROVE YOUR CREDIT7

 

Added Benefits

TRANSFER BALANCES FROM OTHER HIGHER RATE CREDIT CARDS

REDEEM FOR CASH BACK1

REDEEM FOR CASH BACK1,

TRAVEL REWARDS, MERCHANDISE AND GIFT CARDS

 

REDEEM FOR CASH BACK1,

TRAVEL REWARDS, MERCHANDISE AND GIFT CARDS

REDEEM FOR CASH BACK1,

TRAVEL REWARDS, MERCHANDISE AND GIFT CARDS

ONLINE ACCOUNT ACCESS, ACCOUNT ALERTS, AUTOMATIC BILL PAY, FREE CREDIT SCORE2

Learn More


*Offer of credit subject to credit and underwriting approval.

1 Reward points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution or as a statement credit to your credit card account within one to two billing cycles.
2 Cash Rewards Card: “Cash Back Rewards” are the rewards you earn under the program. Cash Back Rewards are tracked as points and each point in Cash Back Rewards earned is equal to $0.01. You may simply see “Cash Back” in marketing material when referring to the rewards you earn. You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point(for a total of 2 Points) for each dollar of eligible Net Purchases charged to your Account during each billing cycle for any merchant classified as a supermarket. The number of additional Points earned on supermarket Purchases is unlimited. In addition, you will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in any of the following merchant category codes: automated fuel dispensers and service stations, up to a maximum of $6,000 spent during each 12-month period commencing on
the anniversary date of this Account. Automated fuel dispenser and service station purchases above $6,000 (for the remainder of that 12-month period) will earn at a rate of 1 Point for each dollar of Net Purchases charged to your Account during each billing cycle. Points expire five years from the end of the quarter in which they are earned.
3 Bonus rewards points or cash back will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. One-time bonus rewards will be awarded after eligible net purchases totaling $1,000 or more are made to your account within three months from account opening.
4 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
5 Real Rewards: You will earn 1.5 Reward Points (“Points”) for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned.
6 Premier Rewards Card Points: You will earn 1 Reward Point (“Point”) for each dollar of eligible Net Purchases charged to your Account during each billing cycle. You will also earn 1 additional Point (for a total of 2 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchants which categorize their business as a service station or automated fuel dispensers. You will earn 2 additional Points (for a total of 3 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at merchant locations that are classified in the merchant category code of airlines. You will earn 3 additional Points (for a total of 4 Points) for each dollar of Net Purchases charged to your Account during each billing cycle at any merchant classified as a restaurant. Points expire five years from the end of the quarter in which they are earned.
7 Late payments and going over the credit limit may damage your credit history.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Mastercard International Incorporated and American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.

 

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