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Boat Loans

Boat Loan Programs

Buying a boat is a big deal. As this community's financial guide, we want to help you navigate the financing process and maximize opportunity. Plus, you get a team of local lenders at your side who want the best for you.

Mortgage Rates
Loan TypeAPRMaximum TermMonthly payment per $1,000 borrowedMinimum & Maximum Loan AmountApply

Boat Loan-Small

(< 25ft & < 5 tons)

4.50%1Up to 10 Years$10.363

$25,000.00-

$250,000.00

Apply Now

Boat Loan-Large

(25+ft & 5+ tons)

5.00%2Up to 20 Years$6.603

$50,000.00-

$500,000.00

Apply Now

Annual percentage rate as of 4/1/21 is 4.50% and is subject to change without notice. The monthly principal and interest payment per $1,000 is $10.36. This boat loan program reflects a .50% reduction in rate for auto-payment from a Newburyport Bank deposit account. Loan approval and APR are subject to creditworthiness. Displayed terms are based on a credit score of 800+. Displayed terms are for loans up to 80% loan to value. Terms and conditions are subject to change without notice.

Annual percentage rate as of 4/1/21 is 5.00% and is subject to change without notice. The monthly principal and interest payment per $1,000 is $6.60. This vehicle loan program reflects a .50% reduction in rate for auto-payment from a Newburyport Bank deposit account. Loan approval and APR are subject to creditworthiness. Displayed terms are based on a credit score of 800+. Displayed terms are for loans up to 80% loan to value. Terms and conditions are subject to change without notice.

Principal and interest payment based on the lowest rate and maximum term.