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HELOC Special!

Home Equity Line of Credit Special!

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3.99% APR*


CURRENTLY 5.00% AS OF 9/19/19


Apply online or contact a residential loan officer today!

Apply Today!

*APR = Annual Percentage Rate. 

*Annual percentage rate 3.99% introductory rate, effective 9/1/2019.  The rate will be fixed for a period of 1 year from account opening date. Thereafter, the interest rate will adjust to Prime Rate as published in the Wall Street Journal on the last business day of the month which is a variable rate and will fluctuate as Prime rate changes subject to having payments automatically deducted from a Newburyport Bank checking account for life of loan.  Upon close out or inactivity of checking account, interest rate will revert to Prime Rate, which is currently 5.00%. Minimum draw of $25,000.00 at time of account opening. No points, no application fee. Closing costs range from $0.00 to $2,116.00.  These products are for new money only.  In case of refinance of Newburyport Bank existing home equity line of credit, loan amount must be $25,000.00 or more than original loan.  Property insurance is required for life of loan.  Flood insurance will be required if property is in designated flood zone as established by FEMA.  Programs available for 1-4 family owner occupied primary residence properties only.  Minimum loan amount $25,000.00, maximum loan amount $500,000.00.  Maximum 80% CLTV.  Minimum credit score 680.  Subject to credit approval, all rates and terms subject to change without notice.  Consult your tax advisor regarding the deductibility of interest paid.   Maximum annual percentage rate 18.00%, Floor rate 4.00%.  Other loan programs may be available, contact a residential loan officer today 844.639.3483 or apply online at


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