Harbor Money Market

A safe place to grow your savings
For a limited time, Newburyport Bank is offering a special Harbor Money Market promotion, with competitive rates. It’s a safe and reliable place to build your savings.
| Daily Balance | APY* | Interest Rate |
|---|---|---|
| $1,000,000 + | 3.50% | 3.44% |
| $500,000 – $999,999.99 | 3.25% | 3.20% |
| $100,000 – $499,999.99 | 3.25% | 3.20% |
| $50,000 – $99,999.99 | 2.75% | 2.71% |
| $25,000 – $49,999.99 | 2.25% | 2.23% |
| $10,000 – $24,999.99 | 1.25% | 1.24% |
| $1,000 – $9,999.99 | 0.75% | 0.75% |
| $0.00 – $999.99 | 0.00% | 0.00% |
* APY = Annual Percentage Yield. The minimum balance to open an account is $1,000.00. The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. This is a variable rate that is subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF. Rates are as of 03/11/2026.
* APY = Annual Percentage Yield. The minimum balance to open an account is $1,000.00. The minimum to earn stated APY is $1,000. A minimum balance fee of $10 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000. This is a variable rate that is subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF. Rates are as of 04/14/2026.