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Earn Up to 4.20% APY with Our Special CD Rates*

Choose the CD term that fits your journey and earn a competitive rate along the way. Explore our current special CD offers, featuring competitive APY (Annual Percentage Yield) rates, and find the option that’s right for you.

Woman smiling at a brown and white dog while working on a laptop at a white desk, with her newburyport bank account open on the screen.

Secure Rates. Flexible Terms. Peace of Mind.

Whether you’re planning for retirement or building toward your next milestone, our CDs and IRAs offer dependable growth with terms that work for you. Journey Well with savings options built around your future.

  • Rates up to 3.90% APY*
  • Terms ranging from 3 to 60 months
  • FDIC and DIF insurance protection
  • Personalized support from a local banking team
A smiling man with gray hair and a beard sits at a wooden table in a cafe, looking at his smartphone, wearing a gray blazer and tan sweater.

Local support where it counts

The Newburyport Bank Charitable Foundation supports local nonprofits across New Hampshire and Massachusetts, working to improve lives and strengthen our communities every day.

  • Affordable Housing
  • Financial Literacy
  • Food Insecurity
  • Health and Wellness
  • Veteran Support

$1.6M Awarded by our foundation to local organizations

562 Local organizations served by our foundation

8162 Volunteer hours in 2025

62 Local communities served