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Newburyport Bank
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Treasury management
that keeps your cash flow moving

Our services help businesses streamline cash flow, strengthen security, and simplify everyday financial operations.

Talk to our Team
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Built for the way you manage money

From collecting payments to protecting accounts and sending funds, our treasury solutions are built to give you greater control, visibility, and efficiency.

  • Improved cash flow visibility
  • Stronger fraud protection
  • Reduced manual processing
  • Secure tools for moving money in and out
  • Local expertise and responsive service
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Bringing money in with our merchant services

Accept payments the way your customers prefer. Upgrade your payment systems to accept debit cards, credit cards, mobile wallet payments, and online orders.

  • In-store, mobile, and online payment acceptance
  • Secure, reliable processing
  • Flexible solutions for a range of business types
Talk To our Team
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Remote deposit capture

Deposit checks without leaving your business. Remote deposit capture allows you to securely deposit checks from your office or workplace—even from multiple locations.

  • Deposit checks remotely
  • Reduce trips to the bank
  • Faster access to funds
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Managing money securely with Positive Pay

Added protection against check fraud. Positive Pay helps prevent fraud by comparing checks presented for payment against the original issue details you provide.

  • Verifies check amounts and details
  • Flags exceptions before payment is processed
  • Helps protect your accounts from unauthorized checks
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Sending money out with direct payroll deposit

Pay employees faster and more efficiently. Direct payroll deposit eliminates paper checks and delivers employee pay electronically.

  • Faster access to pay for employees
  • Reduced administrative work
  • Secure, reliable payment delivery
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Wire Transfers

Move funds quickly and securely. Send and receive funds electronically between financial institutions for fast, dependable money movement.

  • Incoming and outgoing wire capabilities, foreign or domestic 
  • Secure electronic transfers
  • Ideal for time-sensitive transactions
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Journey Well Stories

“Running a small business means wearing a lot of hats—and my bank makes it easier. When challenges came up, they stepped in fast, helped us through tough moments, and gave me real peace of mind. That kind of partnership has helped Port City Glass grow and thrive.”

Michael LaPerriere
President, Port City Glass
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Journey Well Stories

“When I started Six26 Construction, Newburyport Bank helped me get off the ground and into a position to be self-sustaining. Now that we are taking on larger projects, having a local team that understands our industry and can move quickly makes all the difference. They’re part of our growth plan.”

Michelle Martin
Owner, Six26 Construction

Treasury management FAQs

What is treasury management?
Treasury management refers to tools and services that help businesses manage cash flow, move money efficiently, and protect accounts from fraud.
Who can benefit from treasury management services?
Treasury management services are designed for businesses of all sizes—from small local businesses to larger organizations—looking to improve cash flow visibility and efficiency.
What services are included in Newburyport Bank’s treasury management offering?
Services include merchant services, remote deposit capture, Positive Pay, direct payroll deposit, and wire transfers.
How does Positive Pay help protect my business?
Positive Pay helps prevent check fraud by comparing checks presented for payment against the issue details you provide and flagging exceptions before payment is completed.
What is remote deposit capture?
Remote deposit capture allows you to securely deposit checks from your office or workplace without visiting a branch, helping you save time and access funds faster.
Can I pay employees electronically through treasury management?
Yes. Direct payroll deposit allows employee pay to be deposited electronically, providing faster access to funds and reducing administrative work.
How do wire transfers work?
Wire transfers allow you to send and receive funds electronically between financial institutions, offering a fast and secure way to move money.

Take control of your cash flow

Connect with our team to explore treasury management solutions designed to help your business manage money more efficiently and securely.

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Edith Joyce Senior Vice President, Treasury Services Director
Phone Number: 978.225.8979
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Kimberly Bryan Vice President, Treasury & Business Relationship Manager
Phone Number: 603.842.8452