In recognition of the history and milestones that have shaped our nation, our branches, offices, and ATMs with Live Banker will be closed on Monday, October 12, in observance of Columbus Day/Indigenous Peoples’ Day. Continue to access your accounts anytime with Online and Mobile Banking.

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Newburyport Bank

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Apply for a personal loan that works for your journey

Whether you’re applying for a loan to cover a major expense or exploring small loans for everyday needs, we make the process simple, supportive, and centered on your goals.

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A loan for any need or dream

Wherever life takes you, our loan options are here to help you move forward the smart way.

Mortgages

Our mortgage options are designed to support your next chapter with competitive rates, local decision-making, and guidance from application to closing.

Explore Mortgages

First-Time Homebuyer Program

Our First-Time Homebuyer Program provides guidance, flexible financing options, and local support to help you start your homeownership journey.

Explore Options

Mass Save® HEAT Loan

Make energy-saving home improvements with a Mass Save® HEAT loan for insulation, heat pumps, air sealing, cooling upgrades, and other eligible energy efficiency projects.

Explore Mass Save® HEAT Loan

DOER MLP Z-Loan

The DOER MLP Z-Loan Program helps eligible Massachusetts homeowners finance qualifying energy-efficiency improvements.

EXPLORE DOER MLP Z-Loan

Personal Loan

Personal loans are a flexible way to cover life’s planned and unplanned expenses. We make borrowing straightforward, with clear terms and a quick process.

Explore Personal Loans

Credit Cards

The best credit cards make everyday spending simple while helping you build credit with flexibility and control. Find the card that fits your goals, right here.

Explore Credit Cards

Auto Loans

We offer flexible financing and competitive rates for both new and used vehicles, helping you navigate the financing process every step of the way.

Explore Auto Loans

Boat Loans

Purchasing your dream boat doesn’t have to be complicated. Newburyport Bank will help you navigate the financing process and maximize your opportunity.

Explore Boat Loans

Make loan payments no matter where life takes you

Stay connected to your money at home or on the road.

  • Real-time balances and activity
  • Set up automated savings
  • Easy transfers from checking to savings
  • Live chat with a representative
  • Monitor and improve your credit score
  • Budget better with our Money Management tool
  • Pay your Newburyport Bank loan from an account at another bank
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Journey Well Stories

“Running a small business means wearing a lot of hats—and my bank makes it easier. When challenges came up, they stepped in fast, helped us through tough moments, and gave me real peace of mind. That kind of partnership has helped Port City Glass grow and thrive.”

Michael LaPerriere
President, Port City Glass
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Journey Well Stories

“When I started Six26 Construction, Newburyport Bank helped me get off the ground and into a position to be self-sustaining. Now that we are taking on larger projects, having a local team that understands our industry and can move quickly makes all the difference. They’re part of our growth plan.”

Michelle Martin
Owner, Six26 Construction