Auto loans that move you forward
With competitive rates, flexible terms, and local guidance at every step, we make auto financing a seamless ride.
Vehicle financing that gets you there
Get an auto loan backed by competitive rates and local support to help you stay on the road ahead.
Compare our auto loans
New Vehicles
| APR | Maximum term | Monthly payment per $1,000 borrowed | Maximum loan amount |
|---|---|---|---|
| 5.25%1 | 48 Months | $23.264 | $100,000 |
| 5.50%2 | 60 Months | $19.224 | $100,000 |
| 5.75%3 | 72 Months | $16.584 | $100,000 |
1Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.25% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model must be new (i.e., current calendar year or the coming year).
2Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.50% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model must be new (i.e., current calendar year or the coming year).
3Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. The vehicle model must be new (i.e., current calendar year or the coming year).
4Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.
2Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.50% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle model must be new (i.e., current calendar year or the coming year).
3Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. The vehicle model must be new (i.e., current calendar year or the coming year).
4Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.
Used Vehicles
| APR | Maximum term | Monthly payment per $1,000 borrowed | Maximum loan amount |
|---|---|---|---|
| 5.50%1 | 48 Months | $23.373 | $75,000 |
| 5.75%2 | 60 Months | $19.343 | $75,000 |
1Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.50% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle age must be 10 (ten) years or less.
2Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle age must be 10 (ten) years or less.
3Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.
2Annual Percentage Rate (APR) as of 04/08/2026 may be as low as 5.75% and is subject to change without notice. APRs assume excellent borrower credit history. Your actual APR may differ based on your credit history, loan amount, and term. All loans are subject to credit approval. Terms and conditions are subject to change without notice. The displayed auto loan rate reflects a 0.25% reduction in rate for auto-payment from a Newburyport Bank deposit account. Auto loans are only available to Massachusetts, New Hampshire, and Maine residents. Displayed terms are for loans up to 110% loan to value. Vehicle age must be 10 (ten) years or less.
3Principal and interest payments are based on lowest rate and maximum term and maximum loan amount.
Auto Loans FAQs
What types of vehicles can be financed with an auto loan?
Auto loans can typically be used to finance new or used vehicles. Eligibility and terms may vary based on the vehicle and loan details.
What determines my auto loan rate?
Rates are based on several factors, including credit history, loan amount, term length, and vehicle details.
