Money Market accounts that help your savings go further
You’ve put in the effort to save smart. Now let your money work even smarter. With competitive rates, no-stress availability, and dependable protection, our Money Market accounts help you make meaningful progress toward your goals. Ready to open your account? Talk to our team or visit your nearest branch.
A meaningful boost to the savings you’ve worked hard to build
For moments when you want your money to earn more, but keep it within reach, a Money Market account offers the ideal balance. Grow your savings without sacrificing peace of mind.
- Competitive interest rates
- Flexible access to your funds
- $10 minimum balance fee waived with $1,000 minimum daily balance.
- Direct deposit–ready
- FDIC and DIF fully insured
- Higher balances earn higher rates
- Visit your local branch to open your account
Which savings account is for you?
Every saver’s needs are different. Use this comparison to see which account gives you the access, features, and flexibility you’re looking for.
Details | Money Market | Statement Savings | Holiday Club |
|---|---|---|---|
Ideal if… | You want higher earning potential with flexible access to your funds. | You want interest and flexible access to your funds. | You want an easy way to save for holiday expenses. |
Features | Competitive interest rates, flexible access to funds, direct deposit capable, fully insured (FDIC & DIF) | ATM card, direct deposit, flexible withdrawals, electronic transfers, no minimum balance | Interest-bearing, direct deposit, no minimum balance |
Limits and fees | $10.00 required to open | $10.00 required to open | $10.00 required to open; $5 fee if withdrawing before Nov. 1 |
How to open | Open online | Open online | Open online |
Your journey, your way—wherever life takes you
Stay connected to your savings with secure digital tools that help you manage, move, and make savings decisions quickly, so you stay organized, anytime, anywhere.
- Real-time balances and activity
- Set up automated savings
- Easy transfers from checking to savings
- Pay your Newburyport Bank loan from an account at another bank
- Live chat with a representative
- Monitor and improve your credit score
- Budget better with our Money Management tool
Journey Well Stories
“Running a small business means wearing a lot of hats—and my bank makes it easier. When challenges came up, they stepped in fast, helped us through tough moments, and gave me real peace of mind. That kind of partnership has helped Port City Glass grow and thrive.”
Journey Well Stories
“When I started Six26 Construction, Newburyport Bank helped me get off the ground and into a position to be self-sustaining. Now that we are taking on larger projects, having a local team that understands our industry and can move quickly makes all the difference. They’re part of our growth plan.”
