Deposit Rates
Certificate of Deposit Special
| Term | Interest Rate | Annual Percentage Yield* | Minimum Deposit to Open |
|---|---|---|---|
| 5 Month | 3.95% | 4.00% | $2,500.00 |
* The Annual Percentage Yield (APY) is 4.00% as of 04/08/2026. The minimum balance to open the account is $2,500.00. There is a substantial penalty for early withdrawal. Rates are subject to change without notice. Fees may reduce earnings. This product is not available for Individual Retirement Account (IRA).
Certificates of Deposit
| Term | Interest Rates | Annual Percentage Yield* | Minimum Deposit to Open |
|---|---|---|---|
| 3 Month | 3.21% | 3.25% | $2,500.00 |
| 6 Month | 3.22% | 3.25% | $2,500.00 |
| 9 Month | 3.24% | 3.25% | $2,500.00 |
| 12 Month | 3.68% | 3.75% | $500.00 |
| 18 Month | 3.20% | 3.25% | $500.00 |
| 24 Month | 3.68% | 3.75% | $500.00 |
| 36 Month | 3.20% | 3.25% | $500.00 |
| 48 Month | 3.20% | 3.25% | $500.00 |
| 60 Month | 3.20% | 3.25% | $500.00 |
* The Annual Percentage Yield (APY) is as of 04/08/2026. There is a substantial penalty for early withdrawal. Rates are subject to change without notice. Fees may reduce earnings. All deposits are insured in full by FDIC and DIF.
IRAs
| Term | Interest Rate | Annual Percentage Yield* | Minimum Deposit to Open |
|---|---|---|---|
| 12 Month | 3.68% | 3.75% | $500.00 |
| 18 Month | 3.20% | 3.25% | $500.00 |
| 24 Month | 3.68% | 3.75% | $500.00 |
| 36 Month | 3.20% | 3.25% | $500.00 |
| 48 Month | 3.20% | 3.25% | $500.00 |
| 60 Month | 3.20% | 3.25% | $500.00 |
* The Annual Percentage Yield (APY) is as of 04/08/2026. No minimum balance required to earn stated Annual Percentage Yield. A penalty will be imposed for early withdrawal from IRA. Fees could reduce earnings. Rates are subject to change without notice. IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Rewards Checking
| Balance | Interest Rate | Annual Percentage Yield* |
|---|---|---|
| $0.00 – $15,000.00 | 3.92% | 4.00% APY |
| $15,000.01+ | 0.01% | 4.00% to 0.01% APY |
* The Annual Percentage Yield (APY) is 4.00% as of 04/01/2026. Balances up to and including $15,000.00 will earn an APY of 4.00%. Balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10.00. To be eligible for the interest rates and APY and receive up to $20.00 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in Online Banking and eStatements; direct deposits to the account totaling at least $100.00; 10 debit card purchases. Rate is subject to change. Fees may reduce earnings.
Lifeline 18/65 Checking
| Balance | Interest Rate | Annual Percentage Yield* |
|---|---|---|
| $0.00 | 0.01% | 0.01% |
* The Annual Percentage Yield (APY) is 0.01% as of 04/08/2026. Minimum balance to open is $10.00. Rates may change after the account is opened. Fees may reduce earnings. Must be 18 years of age or younger or 65 years of age or older to qualify.
Relationship Checking Premier
| Balance | Interest Rate | Annual Percentage Yield* |
|---|---|---|
| $0.00 and over (if eligibility requirements are met) | 0.11% | 0.11% |
* The Annual Percentage Yield (APY) is 0.11% as of 04/07/2026. Minimum balance to open is $10.00. Rates may change after the account is opened. Fees may reduce earnings. A $15 monthly fee will apply if eligibility requirements are not met. Eligibility requirements means: combined deposit balances of $10,000 or more in checking, savings, CD, or IRA accounts; a minimum of $500.00 in total monthly direct deposits to the Relationship Checking Premier account posted and cleared.
Money Market
| Balance | Interest Rate | Annual Percentage Yield* |
|---|---|---|
| $0.00 – $999.99 | 0.05% | 0.05% |
| $1,000.00-$9,999.99 | 0.15% | 0.15% |
| $10,000.00-$24,999.99 | 0.30% | 0.30% |
| $25,000.00-$49,999.99 | 0.30% | 0.30% |
| $50,000.00-$99,999.99 | 0.50% | 0.50% |
| $100,000.00-$499,999.99 | 0.50% | 0.50% |
| $500,000.00 + | 0.50% | 0.50% |
* The Annual Percentage Yield (APY) is as of 04/08/2026. The minimum balance to open an account is $10.00. A fee of $10.00 will be imposed every statement cycle if the statement balance on any day of the cycle falls below $1,000.00. Rates may change after the account is opened. Fees may reduce earnings.
Statement Savings
| Balance | Deposit Interest Rate | Annual Percentage Yield* |
|---|---|---|
| No Minimum Balance to Earn APY | 0.15% | 0.15% |
* The Annual Percentage Yield (APY) is 0.15% as of 04/08/2026. Minimum balance to open is $10.00. Rates may change after the account is opened. Fees may reduce earnings.
Holiday Club
| Balance | Deposit Interest Rate | Annual Percentage Yield* |
|---|---|---|
| No Minimum Balance to Earn APY | 0.15% | 0.15% |
* The Annual Percentage Yield (APY) is 0.15% as of 04/08/2026 Minimum balance to open is $10.00. Rates may change after the account is opened. Fees may reduce earnings.