Deposit Rates

The Latest Rates for CDs, IRAs, Money Markets, Checking and Savings Accounts

You hustle hard every day. We believe your money should work just as hard.

Current Deposit Rates

• Rates as of December 09, 2022

15, and 24-Month IRA Special

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1 The Annual Percentage Yield (APY) for the 15-month Individual Retirement Account (IRA) is 3.25% as of 12/6/22. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from IRA. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.
2 The Annual Percentage Yield (APY) for the 24-month Individual Retirement Account (IRA) is 3.75% as of 12/6/22. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from IRA. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.

9, 15, and 24-Month CD Special

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1 The Annual Percentage Yield (APY) for the 9-month Certificate of Deposit (CD) is 3.00% as of 12/6/22. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.
2 The Annual Percentage Yield (APY) for the 15-month Certificate of Deposit (CD) is 3.25% as of 12/6/22. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.
3 The Annual Percentage Yield (APY) for the 24-month Certificate of Deposit (CD) is 3.75% as of 12/6/22. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.

Certificates of Deposit

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* = Daily Compounding  ** = Simple Interest  This is a consumer product. There is a substantial penalty for early withdrawal.  All deposits are insured in full by FDIC and DIF.

Money Market

NOW Account

*APY - Annual Percentage Yield.   This is a consumer product. Minimum balance to open is $100.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Rewards Checking Account

This is a consumer product.
*The Annual Percentage Yield (APY) is 2.00% as of 12/1/22.  Balances up to and including $15,000.00 will earn an APY of 2.00%, balances in excess of $15,000.00 will earn an APY of 2.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings. 

Lifeline 18/65 Checking Account

Freedom Checking Account

Passbook Savings Account

*APY - Annual Percentage Yield.   This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Statement Savings Account

*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.