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The Latest Rates for CDs, Checking and Savings Accounts
You hustle hard every day. We believe your money should work just as hard.
Certificate of Deposit Special
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 5 Month | 3.47% | 3.50%* | $2,500 |
* The Annual Percentage Yield (APY) for the 5-month Certificate of Deposit (CD) is 3.50% as of 12/05/2025. The minimum balance to open the account is $2,500. To open, you must have a new or existing checking account. No minimum balance required to earn stated APY. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. All deposits are insured in full by FDIC and DIF. This product is not available for Individual Retirement Account (IRA).
Certificates of Deposit
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| Term | Deposit Interest Rates | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 6 Month | 3.22%** | 3.25% | $2,500 |
| 9 Month | 3.24%** | 3.25% | $2,500 |
| 12 Month | 3.20%* | 3.25% | $500 |
| 15 Month | 3.20%* | 3.25% | $500 |
| 18 Month | 3.20%* | 3.25% | $500 |
| 24 Month | 3.20%* | 3.25% | $500 |
| 30 Month | 3.20%* | 3.25% | $500 |
| 36 Month | 2.96%* | 3.00% | $500 |
| 48 Month | 2.96%* | 3.00% | $500 |
| 60 Month | 2.96%* | 3.00% | $500 |
* = Daily Compounding ** = Simple Interest This is a consumer product.There is a substantial penalty for early withdrawal. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.
IRAs
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| Term | Rate | Annual Percentage Yield | Minimum Deposit to Open |
|---|---|---|---|
| 12 Month IRA | 3.20%* | 3.25% | $500 |
| 18 Month IRA | 3.20%* | 3.25% | $500 |
| 24 Month IRA | 3.20%* | 3.25% | $500 |
| 36 Month IRA | 2.96%* | 3.00% | $500 |
| 48 Month IRA | 2.96%* | 3.00% | $500 |
| 60 Month IRA | 2.96%* | 3.00% | $500 |
* = Daily Compounding This is a consumer product. Minimum balance to open is $500. No minimum balance required to earn stated APY. A penalty will be imposed for early withdrawal from IRA. Fees could reduce earnings. Rates are subject to change without notice. IRAs are subject to additional IRS considerations. All deposits are insured in full by FDIC and DIF.
Rewards Checking Account
| Balance | Interest Rate | APY* |
|---|---|---|
| $0.00 - $15,000.00 | 3.92% | 4.00% APY* |
| $15,000.01+ | 0.01% | 4.00% to 0.01% APY* |
This is a consumer product.
*The Annual Percentage Yield (APY) is 4.00% as of 12/05/2025. Balances up to and including $15,000.00 will earn an APY of 4.00%, balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of $100 or more, and 10 debit card purchases per month. Rate is subject to change. Fees may reduce earnings.
Lifeline 18/65 Checking Account
Open an account!| BALANCE TO EARN APY | Deposit Interest Rate | Annual Percentage Yield* |
|---|---|---|
| NO MINIMUM BALANCE TO EARN APY | 0.01% | 0.01% |
*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.
Statement Savings Account
Open an account!| balance to earn apy | Deposit Interest Rate | Annual Percentage Yield* |
|---|---|---|
| NO MINIMUM BALANCE TO EARN APY | 0.15% | 0.15% |
*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.
Holiday Club Account
Open an account!| BALANCE TO EARN APY | Deposit Interest Rate | Annual Percentage Yield* |
|---|---|---|
| NO MINIMUM BALANCE TO EARN APY | 0.15% | 0.15% |
*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.
Online Services
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Mortgage Rates
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