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Deposit Rates

Home Personal Deposit Rates

The Latest Rates for CDs, IRAs, Money Markets, Checking and Savings Accounts

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Current Deposit Rates

  • Rates as of August 09, 2022

Certificates of Deposit

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CD Rates
TermDeposit Interest RatesAnnual Percentage YieldMinimum Deposit to Open and Earn APY
60 Month0.50%*0.50%$500
59-48 Month0.40%*0.40%$500
47-36 Month0.40%*0.40%$500
35-30 Month0.40%*0.40%$500
29-24 Month0.30%*0.30%$500
23-18 Month0.25%*0.25%$500
17-15 Month0.25%*0.25%$500
14-12 Month0.25%*0.25%$500
11-9 Month0.15%**0.15%$2,500
8-6 Month0.10%**0.10%$2,500
5 Month - 91 Day0.10%**0.10%$2,500

* = Daily Compounding  ** = Simple Interest  This is a consumer product. There is a substantial penalty for early withdrawal.  All deposits are insured in full by FDIC and DIF.


Money Market

NOW Account
BalanceDeposit Interest RateAnnual Percentage Yield
$0.00 - $9.990.01%0.01%
$10.00 - $2,499.990.05%0.05%
$2,500.00 - $9,999.990.05%0.05%
$10,000.00 - $49,999.990.05%0.05%
$50,000.00 and above0.15% 0.15%
APY = Annual Percentage Yield.  This is a consumer product. Minimum balance to open is $2,500.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

NOW Account

NOW Account
Balance to Earn APYDeposit Interest RateAnnual Percentage Yield
No minimum balance to earn APY*0.01%0.01%

*APY - Annual Percentage Yield.   This is a consumer product. Minimum balance to open is $100.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

 

Rewards Checking Account

Rewards Checking Account
Balance Interest RateAPY*
$0.00 - $15,000.001.98%2.00% APY*
$15,000.01+0.01%2.00% to 0.01% APY*

This is a consumer product.
*The Annual Percentage Yield (APY) is 2.00% as of 7/1/22.  Balances up to and including $15,000.00 will earn an APY of 2.00%, balances in excess of $15,000.00 will earn an APY of 2.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings. 


Lifeline 18/65 Checking Account

Lifeline 18/65 Checking Account
BALANCE TO EARN APY*Deposit Interest RateAnnual Percentage Yield
NO MINIMUM BALANCE TO EARN APY0.01% 0.01%
*APY - Annual Percentage Yield.   This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.


Freedom Checking Account

Lifeline 18/65 Checking Account
Deposit Interest RateAnnual Percentage Yield
0.01% 0.01%
This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

Passbook Savings Account

Passbook Savings Account
balance to earn apy*Deposit Interest RateAnnual Percentage Yield
NO MINIMUM BALANCE TO EARN APY*0.05%0.05%

*APY - Annual Percentage Yield.   This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.


Statement Savings Account

Statement Savings Account
balance to earn apy*Deposit Interest RateAnnual Percentage Yield
NO MINIMUM BALANCE TO EARN APY0.05% VR0.05%

*APY - Annual Percentage Yield. This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.


Christmas Club Account

Christmas Club Account
BALANCE TO EARN APY*Deposit Interest RateAnnual Percentage Yield
NO MINIMUM BALANCE TO EARN APY0.05%0.05%

*APY - Annual Percentage Yield.   This is a consumer product. Minimum balance to open is $10.00. This is a variable rate account. All rates are subject to change after the account is opened. Fees could reduce earnings. All deposits are insured in full by FDIC and DIF.

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Loan Rates

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