A CD that serves you well.

To optimize your savings and your peace of mind, set your sights on a Certificate of Deposit (CD). Our CDs provide you a competitive—and predictable—rate of return on your investment. Choose from a variety of terms to meet your savings goals. Open one CD or invest in multiple ones for staggered returns.
Lock in now and let your money grow quickly and securely.

5.10% APY 9 Month CD¹

• Earn the highest rate we offer.
• The most flexible solution; a shorter term, allows for quicker access to your money.
• Use it for your short-term savings goals, such as holiday shopping or car maintenance.

¹The Annual Percentage Yield (APY) for the 9-month Certificate of Deposit (CD) is 5.10% as of 04/12/24. The minimum balance to open the account is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from CD. Fees may reduce earnings. Rates are subject to change without notice. This is a limited-time offer. All deposits are insured in full by FDIC and DIF. This product is not available for Individual Retirement Account (IRA).

4.75% APY 15 Month CD & IRA²

• Set aside funds at a more competitive rate than with our 36-month CD.
• Access your money more quickly than with our 36-month CD.
• Use for your mid-range savings goals, such as saving for a down payment on a home or starting a family.

²The Annual Percentage Yield (APY) for the 15-month Certificate of Deposit (CD) or Individual Retirement Account (IRA) is 5.00% as of 02/05/24. The minimum balance to open the account is $2,500. The minimum balance to earn APY is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from a CD or IRA. The APY assumes balance and interest remain on deposit until maturity. Fees may reduce earnings. Rates are subject to change without notice. IRAs are subject to additional IRS considerations. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.

4.00% APY 36 Month CD & IRA³

• Earn a competitive rate the entire time.
• Have a safe, secure place to keep your savings until you need it.                         
• Use for your long-term savings goals, such as a child’s education.

³The Annual Percentage Yield (APY) for the 36-month Certificate of Deposit (CD) or Individual Retirement Account (IRA)is 4.00% as of 02/05/24. The minimum balance to open the account is $2,500. The minimum balance to earn APY is $2,500. It is required that all deposits be made with new money only and not transferred from an existing account. A penalty will be imposed for premature withdrawal from a CD or IRA. APY assumes balance and interest remain on deposit until maturity. Fees may reduce earnings. Rates are subject to change without notice. IRAs are subject to additional IRS considerations. This is a limited-time offer. All deposits are insured in full by FDIC and DIF.

Can’t decide? Try more than one.

A popular investment strategy is to divide your money into several CDs, building a CD ladder with staggered term lengths. You benefit from the higher rates of a short-term CD. Plus, you have some of your funds locked in a longer-term CD, which protects them from market fluctuations. Staggering your returns is a great way to meet both your short-term and long-term goals.