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Business Checking Accounts

Home Business Checking

Banking that comes to you.

An all-in-one solution for your business: checking, savings, and a whole suite of cash management services.
Keep control of your cash flow—and improve your business’s cash position—when you use Newburyport Bank’s business checking, savings, and cash management services.

Business Checking Accounts

Your business is unique, and you need a checking account to meet your unique needs. Choose the account that’s right for you based on your transaction volume and account requirements.

CORPORATE CHECKING

IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…

You have a high volume of transactions and can maintain a larger balance.

BENEFITS & FEATURES

Earning credits allowance

Deposits insured in full by FDIC and DIF

LIMITS AND FEES (AND HOW TO AVOID THEM)

$12 monthly service charge

WHAT YOU NEED TO OPEN

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

Visit one of our branches!
BUSINESS CHECKING

IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…

Your balance fluctuates from month to month and you have a moderate transaction volume.

BENEFITS & FEATURES

No minimum balance required

No monthly maintenance fee

300 free items paid/deposited per statement cycle

Deposits insured in full by FDIC and DIF

LIMITS AND FEES (AND HOW TO AVOID THEM)

$0.50 for each transaction over 300 each month

WHAT YOU NEED TO OPEN

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

Visit one of our branches!
FREEDOM BUSINESS CHECKING

ITS THE RIGHT CHECKING ACCOUNT FOR YOU IF…

You are a business owner who is a first responder, veteran (active or retired) or spouse of a military member or veteran

BENEFITS & FEATURES

No minimum balance required

No monthly maintenance fee

300 free items paid/deposited per statement cycle

Deposits insured in full by FDIC and DIF

LIMITS AND FEES (AND HOW TO AVOID THEM)

$0.50 for each transaction over 300 each month

WHAT YOU NEED TO OPEN

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

Visit one of our branches!

Corporate Checking

Business Checking

Freedom Business Checking

It’s the right checking account for you if…

You have a high volume of transactions and can maintain a larger balance.

Your balance fluctuates from month to month and you have a moderate transaction volume.

You are a business owner who is a first responder, veteran (active or retired) or spouse of a military member or veteran

Benefits & features

Earning credits allowance

Deposits insured in full by FDIC and DIF

No minimum balance required

No monthly maintenance fee

300 free items paid/deposited per statement cycle

Deposits insured in full by FDIC and DIF

No minimum balance required

No monthly maintenance fee

300 free items paid/deposited per statement cycle

Deposits insured in full by FDIC and DIF

Limits and fees (and how to avoid them)

$12 monthly service charge

$0.50 for each transaction over 300 each month

$0.50 for each transaction over 300 each month

What you need to open

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Completed business questionnaire

Business certificate

Visit one of our branches!Visit one of our branches!Visit one of our branches!
 

Business Savings Accounts

As a business owner, you always have to have one eye on the future. A business savings account helps you stay prepared for upcoming purchases or unplanned costs that come up. Whether you’re a small business that can only save a little, or a larger business that can save more, we can help.

 
BUSINESS SAVINGS

IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…

You want a straightforward business savings account.

BENEFITS & FEATURES

Interest-bearing account

Capable of receiving direct deposit

Withdrawal flexibility

No minimum balance required

Deposits insured in full by FDIC and DIF

LIMITS AND FEES (AND HOW TO AVOID THEM)

$10 to open an account

WHAT YOU NEED TO OPEN

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Business certificate

Visit one of our branches!
BUSINESS MONEY MARKET ACCOUNT

IT'S THE RIGHT CHECKING ACCOUNT FOR YOU IF…

You have at least $2,500 and want to earn a premium interest rate to grow your businesss funds.

BENEFITS & FEATURES

High-yield, interest-bearing account
Withdrawal flexibility

Deposits insured in full by FDIC and DIF

LIMITS AND FEES (AND HOW TO AVOID THEM)

$2,500 to open account

Maintain a minimum balance of $2,500 to avoid $10 monthly service charge

WHAT YOU NEED TO OPEN

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Business certificate

Visit one of our branches!

BUSINESS Savings

Business Money Market Account

It’s the right savings account for you if…

You want a straightforward business savings account.

You have at least $2,500 and want to earn a premium interest rate to grow your business’s funds.

Benefits & features

Interest-bearing account

Capable of receiving direct deposit

Withdrawal flexibility

No minimum balance required

Deposits insured in full by FDIC and DIF

High-yield, interest-bearing account
Withdrawal flexibility

Deposits insured in full by FDIC and DIF

Limits and fees (and how to avoid them)

$10 to open an account

$2,500 to open account

Maintain a minimum balance of $2,500 to avoid $10 monthly service charge

What you need to open

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Business certificate

Bring the following:

Incorporated Business

Business name

EIN of the business

Completed business questionnaire

Articles of incorporation

Sole Proprietor

Owner's name

Business name

Business certificate

Visit one of our branches!Visit one of our branches!

Business Checking + Savings + Cash Management

Once you enroll in the accounts that best support your size, needs, and ambitions,
you have access to a full suite of cash management services to help you weather
the storms better and take advantage of opportunity.

 

Business Savings

A straightforward interest-bearing savings account. $10 to open. Business Money Market Account: Earn a premium interest rate. $2,500 to open.

Cash Management

  • Merchant services
  • Remote deposit capture
  • Positive Pay
  • Direct payroll deposit
  • Wire transfers
  • Online and mobile banking

Better Financial Management

With cash management tied to your business checking account, you have an all-in one solution to manage the movement of money coming into your business and money going out. It’s the path to improved clarity, security, efficiency, and cash position. This is how you set your operation on the course for long-term success.
Business Money Market Account: Earn a premium interest rate. $2,500 to open.