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Rewards Checking

Home Personal Checking Rewards Checking

Whether you’re spending or saving, do it well.

With just $10, open our Rewards Checking Account and earn interest.

You want to take advantage of every opportunity to make your money work for you. It’s why we offer this checking solution that earns competitive interest. Get started with just $10. 


Account requirements to earn 2.00% APY* and up to $20 foreign ATM surcharge fees reimbursed. (If criteria not met, account will earn 0.01% interest):

  • Online Banking enrollment 
  • eStatement enrollment
  • Minimum of 12 debit card purchases processed as a credit card in the statement cycle over $10 each
  • Direct deposit minimum $100 in the statement cycle

Account includes:

  • Free ATM or debit card**
  • Free online/text/app banking***
  • Free online bill pay
  • MX Personal Financial Management
  • Free mobile deposit
  • Deposits insured in full by FDIC and DIF
  • Surcharge-free withdrawals at over 75,000 ATMs (SUM, MoneyPass and Allpoint network ATMs. Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee.)

Required to open a checking account: 

  • Valid photo ID
  • If using a passport or valid photo ID and it has your incorrect physical address,  you need to provide one of the following for proof of address: bill, car insurance,  bank statement, rental agreement, or new mortgage statement

Online & Mobile Services

We offer all the tools you need to bank securely, right at your fingertips.

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Control your card

Set limits and freeze your debit card from your phone with SecurLOCK Equip app

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Stay secure

Keep your account safe wherever you are with Touch and Face ID

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Steer your spending

Set account alerts & budget on the go for easy money management

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Deposit anywhere, anytime

Deposit checks securely no matter where you find yourself

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Send Money with Zelle®

We've partnered with Zelle so you can quickly and securely send money to family and friends no matter where they bank in the U.S.

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Keep up-to-date

Stay notified with customized text alerts sent to your phone or email

Balance Interest RateAPY*
$0.00 - $15,000.001.98%2.00% APY*
$15,000.01+0.01%2.00% - 0.01% APY*
*The Annual Percentage Yield (APY) is 2.00% as of 10/1/21. If you do not meet the eligibility requirements during the monthly statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the monthly statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings.
**The Bank charges $20.00 for a replacement ATM or debit card.
***Cellular Carrier message rates may apply

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Online Services

Online Services
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