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Choose the Account that Best Fits Your Life
Your path through life is unique, just like your finances. It deserves a checking account that helps you manage and maximize your money.
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Savings
Everyone wants to feel secure. A savings account helps you save for a better future.
Checking Accounts
See our latest checking account rates!
| Free Checking | Lifeline 18/65 | Student Checking | Rewards Checking | Relationship Checking Premier | |
|---|---|---|---|---|---|
| This account is for you if... | You need a basic checking account with no fees and access to online/mobile banking tools. | You are 18 or younger OR 65 and older and need an account with few restrictions and online/mobile tools. | You are a student on a journey to independence. | You want to earn interest on your checking account and be reimbursed for foreign ATM fees. | You are looking to get extra benefits for maintaining higher account balances. |
| Benefits & Features | No monthly fee or minimum balance Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | No monthly fee or minimum balance Interest-bearing account Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | Reimbursement of up to $20 in foreign ATM fees per monthly statement cycle. Round up your debit card purchases to the nearest dollar, and deposit the difference into your savings account. Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | No monthly fee Foreign ATM fees can be reimbursed up to $20 Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1 | Interest-bearing account Unlimited Foreign ATM fees reimbursed4 Free check orders Free incoming domestic wires $500 mortgage cost rebate5 |
| Limits and Fees (and how to avoid them) | $10 required to open the account No monthly fee to worry about! | $10 to open account No monthly fee to worry about! | No monthly maintenance fee! No minimum balance! | Account requirements to earn 4.00% APY2 and up to $20 foreign ATM surcharge fees reimbursed.3 (If criteria not met, account will earn 0.01%) | $15.00 minimum balance fee (waived with average daily balance and direct deposit)5 |
| How to open6 | Open Now! | Open Now! | Open Now! | Open Now! | Visit a branch |
1Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee
2 APY = Annual Percentage Yield
3The Annual Percentage Yield (APY) is 4.00% as of 11/1/2025. Balances up to and including $15,000.00 will earn an APY of 4.00%, and balances in excess of $15,000.00 will earn an APY of 4.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. The minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, and 10 debit card transactions posted and cleared per statement cycle. Rate is subject to change. Fees may reduce earnings.
4 To be eligible to earn benefits, and waive the $15.00 monthly service fee, you must meet the following requirements during the statement cycle: Have a minimum of $500.00 in total monthly direct deposits posted and cleared in statement cycle and maintain a minimum balance of combined balances of $10,000.00 including Personal Checking accounts, Savings accounts, Certificates of Deposit (CD), and Individual Retirement Accounts (IRA). Money Market accounts are excluded.
5 $500 mortgage cost rebate for first lien, primary residence only; new loan must be current with payment obligations; new mortgage loan balance must be outstanding for more than 30 days to be eligible to receive the mortgage cost rebate benefit and have a Relationship Checking Premier account within 30 days of loan closing. Credit will be made to the Relationship Checking Premier account in the month following fulfillment of the requirements of the mortgage cost rebate benefit. Applicable loan types include residential mortgage loans, first lien, primary residence only.
Online Services
Financial freedom isn't just about having enough money, but being in control. Online and mobile banking provides 24/7 access to your accounts and the tools to help you manage your money on your terms. Bank anytime.
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Mortgage Rates
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