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Checking Accounts

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Choose the Account that Best Fits Your Life

Your path through life is unique, just like your finances. It deserves a checking account that helps you manage and maximize your money.

All of our checking accounts come with:

  • ATM/Debit Card
  • Online Banking
  • Text Banking
  • Mobile Banking
  • Mobile Deposit
  • Bill Pay
  • Money Management
  • Purchase Rewards

    Savings

    Everyone wants to feel secure. A savings account helps you save for a better future.


    Checking Accounts

    See our latest checking account rates!

           
    Checking Accounts
    Free Personal CheckingNOW AccountFreedom CheckingLifeline 18/65Rewards Checking
    This account is for you if...

    You need a basic checking account with no fees and access to online/mobile banking tools.

    You want to boost your money with interest without having to keep a super high balance.

    This account provides   benefits fitting of a veteran or first responder. Accountholder must be an active, retired, or spouse of a military member or veteran.

    You are 18 or younger OR 65 and older and need an account with few restrictions and online/mobile tools.

    You want to earn interest on your checking account and be reimbursed for foreign ATM fees.

    Benefits & Features

    No monthly fee or minimum balance

    Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

    Interest is earned from the day of deposit

    Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

    No monthly fee or minimum balance

    Interest bearing

    Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

    No monthly fee or minimum balance

    Interest-bearing account

    Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

    No monthly fee

    Foreign ATM fees can be reimbursed up to $20

     

    Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs1

    Limits and Fees (and how to avoid them)

    $10 required to open the account

    No monthly fee to worry about!

    $100 required to open account

    Min Balance Fee- A minimum balance fee will be imposed in every statement cycle if the daily balance on any day of the statement cycle falls below $500.

    The Min Balance Fee and Charge per check are waived if the account receives a direct deposit or maintains a $500 or more daily balance during the statement cycle.

    $10 to open account

    No monthly fee to worry about!

    $10 to open account

    No monthly fee to worry about!

    Account requirements to earn 2.00% APY2 and up to $20 foreign ATM surcharge fees reimbursed.3 (If criteria not met, account will earn 0.01%)

    How to open4Open Now!Open Now!Visit one of our branches!Visit one of our branches!Open Now!

    1Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee

    2 APY = Annual Percentage Yield

    3The Annual Percentage Yield (APY) is 2.00% as of 5/1/22. Balances up to and including $15,000.00 will earn an APY of 2.00%, balances in excess of $15,000.00 will earn an APY of 2.00% to 0.01%. If you do not meet the eligibility requirements during the statement cycle, the rate paid on your account on the entire balance will be 0.01% with an APY of 0.01%. Minimum balance to open the account is $10. To be eligible for the interest rates and APYs, and receive up to $20 reimbursement for foreign ATM fees, you must meet the following requirements during the statement cycle: enrollment in online banking and eStatements, a direct deposit of at least $100, 12 debit card purchases processed and posted as a credit card with a minimum of $10 per transaction. Rate is subject to change. Fees may reduce earnings. 

    4Opening an account online or in person requires a valid photo ID. If using a passport or valid photo ID has your incorrect physical address you need to provide one of the following for proof of address: Bill, mail, car insurance, bank statement, rental agreement, or new mortgage statement.

    Online Services

    Financial freedom isn't just about having enough money, but being in control. Online and mobile banking provides 24/7 access to your accounts and the tools to help you manage your money on your terms. Bank anytime.

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    Loan Rates

    Speak to one of our experienced loan officers about interest rates and financing options.

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