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Mortgage Loans

Home Personal Mortgages

Assistance with one of Life's Most Important Financial Decisions

Your home is an incredibly important – and expensive – investment. It takes the combination of flexible mortgage and home loan products and lenders willing to go the extra mile to create a great experience from start to finish.

We happen to have both.

Contact a Residential Loan Officer to learn more

Your Home Loan Toolkit

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Purchasing a

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Special Home Loan Programs

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Building Your

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Purchasing a Home?

Our lenders will develop your ideal solution based on your financial situation and what types of programs you qualify for.

Fixed Rate & Adjustable Rate Mortgages

These two types of mortgages are considered more traditional, as they are the most widely known mortgage types. Fixed rate loans keep the same rate, while adjustable rate loan rates fluctuate over time based on market conditions.

Jumbo Loans

This is a loan that is over the conforming amount set by the government for specific areas of the country.

Special Home Loan Programs

Equity Builder Program

Newburyport Bank has been selected to participate in Federal Home Loan Bank of Boston's Equity Builder Program. To learn more about the program and how to apply, click here.

First Time Homebuyers Program

We offer a discounted fee program for those who qualify by attending a first time homebuyer seminar.

VA Loans

These loans are offered to active service members, veterans for our armed forces and eligible family members through a partnership with the Veterans Administration. Benefits of these loans include:

  • Competitive loan rates
  • A portion of each loan is guaranteed
  • Down payments and private mortgage insurance is often not required
  • We will apply up to a $500 lender credit to each eligible application

Building Your Home?

Construction to Permanent Loans

Financing the construction of a new home doesn't have to be hard. We keep it simple with one-time closing construction loans requiring "interest only" payments during construction. Once the home is finished, your loan is converted to an amortizing mortgage, but without the need to close again.   

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Your home may be the solution for your cash needs. Our team can help you find out.

Online Services

Financial freedom isn't just about having enough money, but being in control. Online and mobile banking provides 24/7 access to your accounts and the tools to help you manage your money on your terms. Bank anytime.

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Home Equity

Speak to one of our experienced loan officers about interest rates and financing options.

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