Free Personal Checking Account

Painless. A free and easy to use checking account with all the benefits and services you will need to keep your finances in ship shape. Our online/mobile banking allows you to access your accounts and manage your banking needs around the clock and around the world.

Features of your Free Personal Checking Account:

  • No monthly maintenance fee
  • No minimum balance required
  • Surcharge-free withdrawals at SUM, MoneyPass and Allpoint network ATMs*
  • Deposits insured in full by FDIC and DIF
  • Non-interest bearing account

The following services accompany your Free Personal Checking Account:

  • Free Online/Text/App Banking
  • Free Online Bill Pay
  • Free ATM or Debit Card
  • Free mobile deposit
  • Finance Works
  • Purchase Rewards
  • Free first order of bank-supplied checks

Account Requirements:

  • $10 to open account
  • Valid photo ID
  • If using a passport or valid photo ID has your incorrect physical address you need to provide one of the following for proof of address: Bill, mail, car insurance, bank statement, rental agreement, or new mortgage statement

*Non SUM, MoneyPass and Allpoint ATM networks may charge a separate fee