Mortgage Loans

VA Loans

These loans are offered to active service members, veterans for our armed forces and eligible family members through a partnership with the Veterans Administration. Benefits of these loans include:

• Competitive loan rates
• A portion of each loan is guaranteed
• Down payments and private mortgage insurance is often not required
• We will apply a $500 lender credit to each eligible application

FHLB Equity Builder Program

• This program provides first time homebuyers up to $11,000 in down-payment and closing cost assistance.
• Borrower Eligibility: individuals and households earning no more than 80 percent of the area median income, based on the address of the property being purchased; must complete a home-buyer counseling program.
• Eligible properties include single-family, one to four-family homes and condominiums.
• First come, first serve basis, may be subject to change without notice
• We will apply a $500 lender credit to each eligible application.